Everyone loves the thrill of international travel. The joy of exploring new locales, meeting and befriending new people, and experiencing new cuisines and cultures – it’s a whole different experience.
However, there may be certain situations in your destination country that could worsen any existing medical condition or cause you to experience a new medical condition. Sickness while traveling abroad can disrupt your holiday and lead to financial strain, depending on treatment costs and severity.
While travel insurance typically covers trip-related issues and personal belongings, frequent international travelers may want additional coverage for illnesses that could lead to hospitalisation abroad.
- Cost Of Hospitalisation*
During times of national festivity, many of you might consider taking your family on holiday abroad. You should prioritise including travel health insurance on your packing list. Because it can offer financial security and medical coverage, travel health insurance is crucial if you get sick or hurt while travelling. There is always a danger that the food or the environment will make you sick in one way or another. This makes you responsible for covering the cost of any medical care or hospitalisation, which can be very costly. Not possessing travel medical insurance can also be stressful and upsetting, especially if you’re in a strange country and unsure how to get medical attention. This is in addition to the financial concerns. This is a risk for you for various potential financial losses and problems.
- Medical Visit, Medication, And Evacuation Fees
Depending on your coverage, travel medical insurance may cover the cost of hospital stays, prescription drugs, doctor visits, and, in certain cases, even evacuation to your home country. It can bring comfort to mind: knowing that you have travel medical insurance might put your mind at ease because travelling can be stressful. You can unwind and enjoy your trip without worrying about the possible expenditures of becoming sick or hurt if you know you have medical coverage.
- Visit Involving Family Members
Family members travelling with you may be covered by health insurance for international travel plans, as may visits from family members should you end up in the hospital. Trip cancellation benefits apply if your travelling companion becomes ill or hurt. The insurance may cover the cost of a trip and hotel room for a family member to visit you if you are hospitalised abroad. Travel medical insurance typically covers emergency dental and medical costs, medical evacuation, accidental passing away or dismemberment, and round-the-clock emergency services. Additionally, you can purchase multi-trip insurance, which protects you for several travels within a coverage term, or you can purchase single-trip travel health insurance.
A medical insurance calculator is a convenient tool you can utilise online to check the coverage required based on your needs.
Claims are subject to terms and conditions set forth under travel insurance policy.
Standard T&C Apply
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